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Hopefully an honest person will come across your device and notify you via the contact info you taped to your phone. As soon as you realize your phone is no longer in your possession and not quickly recoverable, go to the nearest secure computer, log into every account you had on your phone banking, shopping, e-mail, etc. Start with the financial and shopping accounts that have your credit card on file, such as Amazon.

Inform your bank and credit card companies that you've lost your phone to alert them to possible fraudulent charges. The sooner they know, the easier it will be to dispute unauthorized account activities. Notifying the police not only launches an official recovery attempt, but is also required for a credit freeze. The three major reporting agencies—Equifax, Experian, and TransUnion—require a copy of the police report before they'll freeze it. You may also need the police report to dispute fraudulent charges made on your credit cards.

Learn how to put a freeze on your credit file. Wipe it anyway. You never know what malicious app or spyware someone may have installed while the phone was out of your hands.

To be on the safe side, reset the phone to factory settings. If you see an option to "erase everthing," make sure you select it. Before doing that, though, check the backups on your computer or cloud service to make sure that you have copies of all the irreplaceable photos and videos on your phone. Some phones give you the option of resetting their settings without erasing everything. Make sure you check the Reset Everything option. To reset an iPhone, go to Settings, then General, then Reset. Hit this and after a few minutes, your iPhone is ready to restore.

Finding Factory Reset on Android phones is trickier because device makers tweak Android to their own liking.

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For iPhones. These offer two pre-installed photo or video backup options: My Photo Stream and iCloud Backup, both of which are part of the iCloud constellation of services. My Photo Stream, a free service designed for sharing photos with other Apple device owners, stores up to 1, photos not videos.

But after 30 days, Apple deletes them. For iPhones, Android, or Windows phones. But each file can't be larger than 2GB. On Androids and iPhones, you may have to fiddle with additional phone settings to make the backups automatic.

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  6. Check this box if you wish to have a copy mailed to you. Find Ratings Cell phones. Before your smart phone is gone. Step 1: Use a strong screen lock This is your first and strongest line of defense. Step 2: Use a 'find my phone' app The same GPS and network connections that help your phone find the best nearby restaurants and the fastest way home can help you find and protect that phone should it go missing.

    On an Android phone.

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    To set up this app on a phone running Android 2. If necessary, use the phone's search function to search for "Google Settings. On an iPhone. On a Windows phone. Find the Find My Phone app in the main settings menu.

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    To track down a missing phone, use a computer to go to Microsoft's account sign-in screen. Step 4: Back up your photos and videos Phone carriers, phone makers, and operating systems typically offer free over-the-air backup for phone camera content, settings, and more. After the phone is gone. Step 1: Seek and destroy As soon as possible, log on to your "find my phone" service from a secure device. The four companies will allow developers to upload apps simultaneously to all of their app stores, according to Reuters.

    Last year Huawei had the unpleasant experience of launching a flagship phone, the Mate 30 Pro , with no support from Google's Mobile Services. It ran Android, which is open source. Devoid of most of the apps you know and love, it was a sordid software affair. The company is hoping to be more prepared in It will work with three other Chinese electronics giants -- Xiaomi , Oppo and Vivo -- to compete against the Google Play Store, according to a report from Reuters.

    The four brands Vivo and Oppo are both owned by the same company, BBK Electronics will work together to make it possible for developers to upload apps onto all of their app stores simultaneously. If you're an Android user, you've probably noticed that whatever phone you use has a branded app store on top of the Google Play Store you download your apps from. Samsung has its own Galaxy Store, for instance. These branded ecosystems are far more important in China, where users don't have the option of using the Google Play Store.